As the year comes to a close, it’s a good time to check on your dental insurance benefits. Many dental insurance plans operate on a calendar year. This means that if you don’t use them before December 31st, they disappear. This “Use it or Lose it” situation is common, and it can end up costing you money. To help you make the most of your dental benefits, here’s why you should schedule your dental appointments before the year wraps up
Benefits of Using Your Dental Insurance Now
There are several reasons why using your dental insurance before the end of the year is a smart move:
1. Maximize Your Annual Benefits
Your dental insurance is designed to encourage preventive care. By making use of your benefits now, you can:
- Get necessary treatments covered before your benefits reset.
- Save money on procedures you may need, like cleanings, fillings, or crowns.
- Schedule preventive treatments, such as exams and cleanings, that are often fully covered.
2. Avoid More Costly Treatments Later
Minor dental issues can turn into bigger problems if left untreated. This is why routine dental care is so important:
- A small cavity now could become a root canal later.
- Early gum disease can progress to a more severe condition, requiring extensive treatment.
- Addressing minor concerns now can help avoid pain, discomfort, and unexpected costs.
3. Take Advantage of Deductible Payments
If you’ve already met your deductible for the year, now is the perfect time to schedule treatments:
- Your insurance will cover more of your dental expenses if the deductible has been met.
- Waiting until next year means you’ll have to start over with meeting your deductible.
- Schedule procedures that may be more costly after resetting your deductible.
The Impact of Year-End Dental Rush
As the year winds down, dental offices tend to get busier. It’s essential to schedule your appointment early to avoid the rush. Here’s why the end-of-year dental rush happens:
- Holiday Season: People often try to squeeze in appointments before holiday plans take over.
- School Schedules: Parents prefer to bring kids in while they are on holiday breaks.
- Insurance Deadlines: Everyone is racing to use up their insurance benefits before they expire.
Tips to Beat the Year-End Dental Rush
- Schedule Appointments Early: Call your dental office now to get a convenient time slot.
- Opt for Flexible Times: If possible, consider booking mid-week or off-peak hours.
- Ask About Cancellations: Get on the waitlist if your dentist’s schedule is full—cancellations do happen.
Common Dental Treatments to Consider Before Year-End
Here are some dental treatments you might want to consider using your benefits for:
1. Routine Cleanings and Exams
Most insurance plans usually cover these, and are an excellent way to ensure your teeth and gums are healthy. It’s the perfect opportunity to catch any potential issues early.
2. Fillings and Crowns
If you’ve been postponing filling a cavity or getting a crown, don’t wait any longer. Use your benefits now to avoid more extensive work next year.
3. Periodontal Treatments
If you’re dealing with gum issues, getting them treated now can prevent bigger problems down the line. Deep cleanings are often covered and can help maintain gum health.
4. Orthodontic Care
For those with orthodontic benefits, now might be a good time to start or continue treatment. Check if your plan covers aligners, retainers, or other orthodontic work.
How to Make the Most of Your Dental Insurance?
To get the most value out of your insurance, consider these strategies:
- Plan Treatments Over Two Years: If you have a treatment that requires multiple visits, split the sessions between this year and next to maximize your benefits.
- Check What’s Covered: Review your plan’s coverage, including basic preventive care and major services.
- Ask for Pre-Estimates: Request a pre-treatment estimate from your dentist. This helps you understand what’s covered and what you’ll need to pay out of pocket.
Don’t Delay—Schedule Today!
Time is ticking, and it’s easy to forget about your dental benefits amidst the busy holiday season. Here’s why it’s crucial to take action:
- Avoid the Rush: Book now while appointment slots are available.
- Save Money: Don’t let your benefits go to waste when they could cover essential treatments.
- Start the New Year Fresh: Begin the new year with a healthy smile and no leftover dental issues.
Don’t let your dental insurance benefits go to waste. At TranscenDental Smiles, we’re here to help you make the most of your insurance before the year wraps up. Contact us today to schedule your appointment. Our friendly team is ready to assist with any questions you have about your dental plan.
